What Would I Do if I Have a Water Reduction in My Residence?If you are unsure whether your insurance policy covers the water loss and/or resulting mold, contact your insurance coverage company right away to report the water claim even. Have your policy number helpful and be prepared to respond to concerns about the extent and intensity of the water damage.
No matter whether your insurance coverage covers the water loss or resulting mold, you need to take instant action to protect your residential or commercial property and avoid mold growth that could trigger additional damage.
Mold can begin to grow as soon as 24-48 hours after a water issue happens. Mold will probably not grow if you clean up the water immediately and stop the source of the leak. Here are some steps you can take:
Right away stop the source of flooding or dripping by shutting off the water or getting in touch with a plumbing professional if necessary. Your policy permits you to make essential and sensible repairs to secure the residential or commercial property if the loss is covered by insurance coverage. Nevertheless you ought to not make big structural or permanent repair works till your insurer has examined the damage.
Get rid of excess water with mops and/or a damp vacuum. If there is a lot of water damage, you might want to contact a water extraction/drying business for immediate action. If numerous homes are impacted, you might be put on a waiting list.
Dry the harmed products and areas as soon as possible (preferably within 24-48 hours) by moving carpets, pulling up areas of damp carpet, and removing wallboard and floor covering products. Increase circulation by opening closet and cabinet doors, moving furnishings away from the walls, and running fans.
Keep all gotten rid of and damaged materials for your insurance coverage company to see. Keep all receipts, pictures and other pertinent info needed to document the loss and expenditures you sustained to lessen the damage.